Less bank talk. More straight talk.
Credit checks, fees, how long it takes, what if your history's patchy. If yours isn't here, call 1300 664 681 and a person will answer it.
Will checking my options affect my credit score?+
No. The 90 second application leaves no mark on your credit file. We match your profile to lenders first. A lender only sees your file once you've picked them and said go.
Do you charge me a fee?+
Yes. Every loan has fees, and ours is one of them. You never pay it out of pocket. It’s built into the loan and already included in every repayment we quote you. You’ll see all of it in writing before you commit to anything.
How fast can I get approved?+
Many car and equipment loans are approved the same business day once your documents are in. Business loans vary by product. Your Finance Specialist will give you a realistic timeline up front.
What if my credit history isn't perfect?+
We work with lenders who look at where you are now, not just your history. Paid defaults, a discharged bankruptcy or a thin file don't automatically rule you out.
Who are the lenders?+
We have access to 50 plus lenders, from the big banks to specialist asset and business funders.
Can you help me buy the car too?+
For new cars, yes, for personal and business buyers. Give us the make, model and variant and our wholesale team gets fleet pricing from 400 plus dealers, or checks a quote you already have. Kyle from Toowoomba saved $6,500 on a new Nissan Warrior. It costs nothing, and we can deliver to your home or work.
Where are you based, and who do you help?+
Our office is in Melbourne. We arrange finance for customers in every state and territory, almost entirely by phone and online.