Better Money

Real people. Real rates. No surprises.

90 seconds to see your options. No mark on your credit file.Your own Finance Specialist in your corner, 50 plus lenders behind them.

What would it cost each month?

$821

Estimate for $40,000 over 5 years at 8.50% p.a.

See my options

90 seconds. No mark on your credit file. That rate is yours, not ours. The real ones come next.

Brokerage of the Year 2025, Access Lending Group Finance Awards

Brokerage of the Year

Access Lending Group Finance Awards, 2025

Consumer Brokerage of the Year 2025, Access Lending Group Finance Awards

Consumer Brokerage of the Year

Access Lending Group Finance Awards, 2025

Emerging Brokerage of the Year 2024, Access Lending Group Finance Awards

Emerging Brokerage of the Year

Access Lending Group Finance Awards, 2024

50 plus lenders. One phone number.

WestpacCommonwealth BankANZNABCapital FinanceLibertyNow FinanceFirstmacPlentiPepper MoneyLatitudeWisrME BankAffordable Car LoansBank of QueenslandMacquarieAMMFAutomotive Financial Services

In their words, not ours.

283 verified Google reviews.

5.0 out of 5

283 verified Google reviews

Maxine at Better Money has been nothing but helpful. She guided me and was very supportive and accessible the whole way. If there were 100 stars I'd give her one hundred. This special person really looks after you and is so kind and understanding.

Liz BanksVerified Google review, 2 weeks ago

Very detailed process and fast to get the loan approved, quick fund transfer. Very good deal, even the car dealer had no words. Thanks for Lana's hard work overall.

Garry LawVerified Google review, 3 weeks ago

Lana from Better Money was fantastic in helping me finance a Hilux through a private sale. My application wasn't the easiest to get approved, but she found a lender that offered great repayments and the exact terms I was after. She went above and beyond to get it done, especially after another broker had struggled. 10/10 would recommend Lana!

Jake SmithVerified Google review, 3 weeks ago

Purchasing a brand new vehicle is a huge undertaking. I'm delighted with my purchase of a 2026 Isuzu D-Max XTerrain, made only possible by the amazing work of my Financial Broker, Lana Wilson. Lana was kind, respectful, enthusiastic in helping me secure the best finance deal that suited my needs. She was extremely patient with me.

AJ ShoreVerified Google review, a month ago

Special thanks to Jamie! He was an absolute gem. My family and I will be grateful for years to come. We were in much need of an upgrade and were looking across the internet for someone to help us get a loan and thank god we came across Jamie. He created a genuine connection with my family, provided a safe and transparent space and guided us well through the process.

Ashley MilnerVerified Google review, a month ago

George really went above and beyond for me! I've never even thought about comparing finance, but George really made it so easy and explained everything perfectly. He gave me so many different options, even for things I wouldn't even think of! Thank you George! You are one of the good ones, an absolute STAR!

Kayla LargaiolliVerified Google review, a month ago

Jamie is an absolute legend. The bloke is a no joke wizard. Finance at an unbeatable rate sorted on the Tuesday, brand new Prado picked up on the Friday. Can't recommend these guys enough. Thanks heaps mate.

Cameron BVerified Google review, a month ago

I went through Jake at Better Money. Let's say easiest to work with, he was quick, good to have a chat, worked with everyone for a smooth outcome. Highly recommend.

Connor ThatcherVerified Google review, a month ago

I didn't think my car loan was going to happen. Thank you so much Jamie. Jamie kept in contact through the whole process and worked some magic. Thanks again!

Melissa PaytonVerified Google review, a month ago

Maxine and the Better Money team are exceptional brokers who provide dedicated, caring, and person-centred financial solutions. They deliver a fast turnaround and secure funds in an impressively short amount of time. I highly recommend them all. Their service was exceptional the first time around, which is why I chose them again.

Ashley ChantVerified Google review, 2 months ago

I never thought that by filling out an inquiry form on Facebook would lead us to finding the most amazing broker ever. Dan was absolutely incredible. He was understanding, thorough, battled for us and got us our dream car. He dealt with my multitude of phone calls and texts, talked me through all the anxious moments, and saved us from so much paperwork and stress.

Gabrielle JagoVerified Google review, 2 months ago

I cannot speak highly enough of the service I have received from Jamie Lendrum at Better Money. We have now used him to purchase 2 motorcycles and a car and the service is always top notch with excellent rates. Nothing is ever an issue, everything is completed quickly and efficiently with no stress for me.

Emma LondonVerified Google review, 2 months ago

I had an amazing experience organising finance for my new vehicle. Lana Wilson did an amazing job and guided me all the way through the process. She made it extremely quick, absolutely transparent and professional. Lana was brilliant on all our interactions and her friendliness made borrowing money enjoyable experience.

Stan FridlindVerified Google review, 2 months ago

Lana was prompt and helpful throughout my personal loan application and a delight to interact with.

Veronica StowVerified Google review, 3 months ago

Lana was amazing to work with she was helpful understand and transparent. No question was to silly and she make the process absolutely painless. Thank you Lana your the best

danielle carrollVerified Google review, 3 months ago

I spoke to Eidan, amazing guy. Told him I needed the car asap, within 36 hrs they got the necessary changes and loan agreement done. Constant open communication and updates from him. Amazing service.

Ketan KelkarVerified Google review, 3 months ago

George was a great help. He guided me through the entire process, kept me in the loop and even had some hard conversations with the dealership when there was a communication error regarding delivery and paperwork! Awesome work! Happy customer!

Pieter BosmanVerified Google review, 4 months ago

I called randomly to see what finance would look like for a new car and 3 days later I've been approved and pick up on Monday, Lana was extremely easy to deal with and made the entire process very simple, would recommend to anybody 10/10

Jordan BeetzVerified Google review, 4 months ago

I was lucky to connect with Maxine. A true professional who knows the industry inside out, and has the best attitude. Nothing is a hassle, the smile is palpable over the phone. Gentle guidance and clear balanced presentation of the options makes the final decision easy. I'm more than happy to give my recommendation.

Carl WalkerVerified Google review, 8 months ago

What a fantastic experience dealing with this business. Fast, efficient, effective and well informed agents, with constant and timely updates to assure the client of progress. A one stop shop for any loan requirements, and a shout out to Maxine for her warm and supportive service.

Carmen MooreVerified Google review, 11 months ago

Picked up my car a couple weeks ago, Lana was a big help! Talked me through all options to get the best result. Even the seller (private sale) said she was great to deal with. Will use her again!

Tikaraina PongaoldVerified Google review, 10 months ago

The whole process of getting a loan through Better Money was very easy and Jamie walked me through every step of the way and turned the loan round in under 24 hrs. Highly recommend them.

Graeme DavidsonVerified Google review, a year ago

Jamie is an absolute legend! Made the whole process so easy. Kept me up to date. Genuinely wanted to help and cared. Cannot recommend highly enough and couldn't be happier with my purchase! This is the second car my family have purchased through Better Money and we would never buy a car another way. Thanks Jamie :)

JFJodie FosterVerified Google review, a week ago

Maxine was fantastic! She was incredibly patient, persistent and truly worked hard to get the best possible outcome for me. She made the whole process so much easier and was an absolute pleasure to deal with. I couldn't be more grateful to have had her in my corner. Highly recommend.

DDanaVerified Google review, a week ago

Couldn't recommend Jake at Better Money highly enough! Great service, communication and support from start to finish. He made the whole process of getting my new car easy and stress-free, and was always there when I needed him. Thanks again, Jake!

LBLee BowersVerified Google review, 2 weeks ago

Where to start? Eidan has been a breeze to work with, I put in my enquiry on Thursday and we settled by Monday despite a public holiday and weekend. Swift and to the point with prompt information needed. Will definitely be coming back. Go Team Better Money with special credits to Eidan!

PMPranav MalhotraVerified Google review, 3 weeks ago

Eidan from Better Money was awesome to deal with. All questions answered quickly and easy to understand. Great with communication about what was happening. If you need money definitely look up Eidan.

MFMark FindleyVerified Google review, a month ago

Jamie was amazing! He has gotten me my dream car and really made my year! He is responsive, customer focused and great at what he does! He answered every question, and came up with a game plan when I felt overwhelmed.

NBNathaniel BoyleVerified Google review, a month ago

Working with Jamie to secure my finance loan was an absolute breeze. He was professional, incredibly knowledgeable, and kept me informed every step of the way. Jamie made a process that can usually be quite stressful completely seamless and stress-free. Highly recommend.

APAndrew PhamVerified Google review, a month ago

We handle the lenders. You get the good news.

Four steps. You do the first one. We do the rest.

  1. 1

    Tell us what you're after

    A few quick questions about you and what you're after. About 90 seconds, and no documents yet.

  2. 2

    We find the lenders most likely to say yes

    We check your profile against 50 plus lenders first. A lender only sees your file once you've picked them and said go. Then we apply once, not ten times.

  3. 3

    Someone in your corner, not on your case.

    Your Finance Specialist, not a chatbot, takes you through what fits and what it really costs, rate, fees and all. Phone or email, whatever suits you. You decide. We wait.

  4. 4

    We chase. You collect.

    Paperwork, approvals, settlement. All ours. You get the keys, the gear or the cash. Buying new? Our wholesale team gets you fleet pricing too, for personal or business. Kyle from Toowoomba saved $6,500 on his Warrior.

The best deal is the one that fits. Finding it is our whole job.

25,000+ people have asked us first. $72 million arranged for 1,800+ customers, and a 5.0 rating from 283 verified Google reviews to show for it.

One person, start to finish.

One Finance Specialist from first chat to settlement. Same name, same number, every time. No call centre, no being passed around.

The real cost, not just the rate

The cheapest interest rate isn't always the cheapest loan. We show you the repayments, fees, early payout terms and the total you'll pay, so you see the real number.

We don't work for a bank. We work the banks.

No lender owns us. With 50 plus on our panel, we make them compete for your loan, and you pick the winner.

Three awards in two years. Every state.

Consumer Brokerage of the Year and Brokerage of the Year in 2025, after Emerging Brokerage of the Year in 2024. Based in Melbourne, funding customers in every state.

Less bank talk. More straight talk.

The questions people ask before they press go. If yours isn't here, call 1300 664 681 and a person will answer it.

Will checking my options affect my credit score?+

No. The 90 second application leaves no mark on your credit file. We match your profile to lenders first. A lender only sees your file once you've picked them and said go.

Do you charge me a fee?+

Yes. Every loan has fees, and ours is one of them. You never pay it out of pocket. It’s built into the loan and already included in every repayment we quote you. You’ll see all of it in writing before you commit to anything.

How fast can I get approved?+

Many car and equipment loans are approved the same business day once your documents are in. Business loans vary by product. Your Finance Specialist will give you a realistic timeline up front rather than a headline promise.

What if my credit history isn't perfect?+

We work with lenders who look at where you are now, not just your history. Paid defaults, a discharged bankruptcy or a thin file don't automatically rule you out. Tell us honestly and we'll tell you honestly what's possible.

Who are the lenders?+

We have access to 50 plus lenders, from the big banks to specialist asset and business funders. The right one depends on what you're buying, your situation and what matters most to you: rate, speed, flexibility or fees.

See what's possible. Then decide.

90 seconds. No mark on your credit file. 5.0 from 283 verified Google reviews.